Loans

Mortgage Loan

A Mortgage is a type of loan used to purchase or maintain a home, plot of land, or other types of real estates. The borrower agrees to pay the lender over time, typically in a series of regular payments that are divided into principal and interest. The property then serves as collateral to secure the loan.

Required Documents

  • Loan application filled completly
  • PAN and Aadhaar Card
  • Passport Sized Photographs (qty.3)
  • GST Number (if required)
  • Income Tax Returns
  • CIBIL Report
  • Original Property Documents
  • Linked Documents for the Original Property
  • Insurance
  • Legal Opinion from Advocate
  • Valuation Report from Engineer

Avva Housing Loan (AHL)

A Housing loan is an amount an individual borrows from a financial institution such as banks to buy a new home, construct a home or renovate or extend an existing one.

Required Documents

  • Loan application filled completly
  • PAN and Aadhaar Card
  • Passport Sized Photographs (qty.3)
  • Income Tax Returns
  • CIBIL Report
  • Legal Opinion from Advocate
  • Total Estimateion of Construction
  • Approval from Municipality (Plan Approvals)

Cash Credit (CC) / Overdraft (OD)

Cash Credits is referred to as short term funding or loan for a company so that it can meet its working capital requirements. Cash Credit is a sort of loan that is offered to businesses by financial institutions like Banks.

Required Documents

  • Loan application filled completly
  • PAN and Aadhaar Card
  • Passport Sized Photographs (qty.3)
  • Nature of Business
  • Income Tax Returns
  • CIBIL Report
  • Property Documents
  • Legal Opinion from Advocate
  • Insurance
  • Engineer Valuation

Jewellery Loan

In a Jewellery Loan, you have to pledge your gold to the bank, and we will give you money based on the value of your gold.

Required Documents

  • Loan application filled completly
  • PAN and Aadhaar Card
  • Passport Sized Photographs (qty.3)
  • Gold Valuation Report
  • Bank Account

Loans Against Term Deposits

In a Jewellery Loan, you have to pledge your gold to the bank, and we will give you money based on the value of your gold.

Required Documents

  • Loan application filled completly
  • PAN and Aadhaar Card
  • Term Deposit Bond

Ware House Loan / Cold Storage Ware House Loan

Ware House / Cold Storage financing is a way for business to borrow money secured by their inventories. Inventories used as collateral will be moved and stored at designated facility. The warehoused goods are inspected and certified by a collateral manager to ensure the borrower owns the inventory used to back the loan.

Required Documents

  • Loan application filled completly
  • PAN and Aadhaar Card
  • for more information please contact bank...
  1. Original movable/immovable documents and removal of our charge with any registry will be completed within 30 days of full loan repayment/settlement..
  2. In case of the sole/joint borrower’s demise, the following documents must be submitted:
    1. Certificate of the deceased.
    2. Family Member Certificate of the deceased.
    3. Notarized Disclaimer Certificate.
The documents will be released within 10 days to the claimant after submission of the above documents and completion of signature/verification of the legal heirs.