Interest Rates

Interest Rates on Deposits

Slab
Interest rates
W.E.F 18.04.2023
Senior Citizens
0.60%
30 DAYS TO BELOW 46 DAYS
3.50%
3.50%
46 DAYS TO BELOW 91 DAYS
4.25%
4.25%
91 DAYS TO BELOW 1 YEAR
5.5%
6.10%
1 YEAR TO BELOW 2 YEARS
7.50%
7.10%
2 YEARS TO BELOW 3 YEARS
8.00%
8.60%
3 YEARS TO UPTO 5 YEARS
8.25%
8.85%
ABOVE 5 YEARS TO UPTO 7 YEARS
8.10%
8.70%
ABOVE 7 YEARS
6.25%
6.85%

Bulk Deposit

Slab
Period
Interest rates
W.E.F 17.04.2023
Senior Citizens
0.60%
RS. 25 LAKHS TO BELOW 50 LAKHS
1 Year
7.75%
8.35%
RS. 50 LAKHS AND ABOVE
1 Year
8.00%
8.60%

Loan & Advances Interest Rates

S.No.
Type of Loans
Rate of Interest
1
Mortgage Loan (All)
13% (W.E.F 07/06/2023)
2
AVVA Housing Loans
10% (W.E.F 04/12/2023)
3
Jewellery Loans upto 3,50,000/-
11% (W.E.F 07/06/2023)
4
Big Jewellery Loan from above 3,50,000/- to 5 Lakhs
11% (W.E.F 07/06/2023)
12% (W.E.F 07/06/2023)
5
Mortgage Loan: Medical & Education
11% (W.E.F 07/06/2023)
6
OD Market Yard-Commission Agents
12% (W.E.F 07/06/2023)
11% (W.E.F 07/06/2023)
7
Ware House Loan
11.5% (W.E.F 07/06/2023)
8
NSC/LIC
12% (W.E.F 07/06/2023)
9
OD Against Jewellery Limit Rs.5 Lakhs and Jewellery Loan
11% (W.E.F 04/12/2023)