Interest Rates

Interest Rates on Deposits

Slab
Interest rates
W.E.F 05.01.2026
Senior Citizens
0.60%
30 DAYS TO UPTO 45 DAYS
3.00%
3.00%
46 DAYS TO UPTO 90 DAYS
3.50%
3.50%
91 DAYS TO BELOW 1 YEAR
4.90%
5.50%
1 YEAR TO BELOW 2 YEARS
6.75%
7.35%
2 YEARS TO BELOW 3 YEARS
7.10%
7.70%
3 YEARS TO UPTO 5 YEARS
7.40%
8.00%
ABOVE 5 YEARS TO UPTO 7 YEARS
7.20%
7.80%
ABOVE 7 YEARS
5.50%
6.10%

Bulk Deposit

Slab
Period
Interest rates
W.E.F 05.01.2026
Senior Citizens
0.60%
RS. 25 LAKHS TO BELOW 50 LAKHS
1 Year
7.00%
7.60%
RS. 50 LAKHS AND ABOVE
1 Year
7.20%
7.80%

Loan & Advances Interest Rates

S.No.
Type of Loans
Rate of Interest
1
Term Loans against Mortgage
12.5% (W.E.F 01.03.2025)
2
AVVA Housing Loans
9.5% (W.E.F 01.03.2025)
3
Jewellery Loans upto 3,50,000/-
10% (W.E.F 01.03.2025)
4
Big Jewellery Loans above from 3,50,000/- upto 5 Lakhs
10.5% (W.E.F 01.03.2025)
5
Big Jewellery Loans above 5 Lakhs
11% (W.E.F 01.03.2025)
6
OD agianst Property
11% (W.E.F 01.03.2025)
7
OD against Property (Market Yard-Commission Agents)
10% (W.E.F 01.03.2025)
8
Ware House Loans & Cold Storage Ware House Loans (Farmers)
11.5% (W.E.F 07/06/2023)
9
Ware House Loans & Cold Storage Ware House Loans (Traders)
12% (W.E.F 01.01.2025)
10
OD/Term Loans against LIC Policies
10.50% (W.E.F 01.03.2025)
11
OD against Gold 5 Lakhs & above
10.5% (W.E.F 01.03.2025)